refund of German Social Security Taxes

von
J. Giergiel

We had a lively exchange on the title subject some time ago please see: http://www.ihre-vorsorge.de/www.deutsche-rentenversicherung.de/Expertenforum-Thema.html?id=105555&dekade=1.

The experts (Frank and others) consensus was the typical refund should be be around 10% of Bruttoarbeitslohn.

Well I'm more than happy to report I have received my refund in less than two months, the only problem is the amount refunded.

On 169.5K DM in Bruttoarbeitslohn on which I paid 18.8K DM in taxes (Arbeitsnehmeranteil) that is approximately 9657 EUR they refunded, BELIEVE IT OR NOT, 454.46 EUR that is less than 5% of taxes I paid to the German Retirement System from which I will never see a single Pfennig. Ever. Something wrong here. Is there anything I can do about it?

(thanks Frank for your best wishes, didn't work this time)

von
JG

just a placeholder to active the automatic e-mail notification when somebody is kind enough to reply. (sorry)

von
no name

The refund also depends on the years, in which you were paid this money, and on the membership rate of this year. Did you earn the 169.500 DM in one year? In this case you would be far over the income level up to which contributions are payable.
So it would be interesting to know in which years you worked in Germany.

von
no name

And yes, if you do not agree with the decision of the German Retirement Insurance, you can raise objections. Just write a letter to the Deutsche Rentenversicherung, they will care about it. And remember, this must be within 1 month after receiving the letter from the Deutsche Rentenversicherung (if you do not live in Germany, you got 3 months to raise objections).

von
JG

That was basically 2 years, visiting scientist 10 years ago 1995-1996. I don't think however that is relevant to the sad fact that out of the total 9.657 EUR in taxes they deducted from my salary they refunded only 454.46 EUR.

BTW should I receive some "Berechnung" from BfA?

von
no name

You should have got a "Berechnung" from the former BfA (today "Deutsche Rentenversicherung Bund").

If you were paid 169.500 DM in 1995 and 1996, so this were about 84.750 € per year, is that right? That would not reach the income level. The membership rate was 18.6 % in 1995 and 19.2 % in 1996. The total amount for the retirement insurance is paid half by the employer and half by the employee. Therefore an usual employee with your income had to pay 7881.75 DM in 1995 and 8136 DM in 1996 = 16.017,75 DM ~ 8055.07 €.

But this amount is only correct, if you have truely earned the same amount in 1995 and 1996 (each 84750 DM).

I do not get it, why you just received around 450 €. That should be far more. Please ask the "BfA" for explanation. You may call 0049 030 8651.

Good luck!

von
JG

no name: wish I was making 84K EUR per year, that would be nice, 169K DM was my TOTAL brutto compensation for those two years.

I see two possibilities (other than an accounting error which I consider unlikely) for that drastically reduced refund:

a) at the end of my stay I fell real ill, so ill in fact that they flew me in a helicopter from a provincial hospital to some Klinik (B. Franklin) in West Berlin where I was operated upon. Then they shipped me for rehabilitaion (so I could learn how to walk again) to some Kur-ort (fantasic place) where they kept me for 3 weeks and where I actually learned to walk again!.

b) I have a double citizenship, U.S. and one of the EU countries. I understand that with just EU citizenship BfA doesn't refund anything on the assumption that citizens of other EU countries will get their renten from their respective countries. However I never worked long enough in that EU country to qualify for anything even with those two German years. Almost all of my working years were in the U.S.

So is it possible that either of the above situations could be the reason for why they refunded less than 5% of my contributions?

-----

BTW I remember extremely fondly my stay in Germany, especially the care your system took of me when I fell ill. We here in the U.S. are so far behind you that, that is a total shame.

von
no name

Well, I think it is possibility 1.
See, if any social insurance benefits were paid (like your rehab), the fee that was paid until this benefit is not refundable.
You only get the fee that you paid after your rehab.

I hope this is clear now.

Have a nice day :-)